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We messed up somewhere along the way
(lemmy.world)
cross-posted from: https://slrpnk.net/post/8286702
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this post was submitted on 03 Apr 2025
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Credit scores are only not a positive thing for people who don't pay their debts. It's 100% upside for people who do, and in the US at least, it's trivially easy to have a top-tier credit score without paying a cent of interest, provided you actually do pay back what you borrow.
Why do you think some people don't pay their debts?