That's basically the goal I'm aiming for. It's also worth remembering to always give an (age appropriate) explanation with the "no". If you're using a hard no, then there is something they don't yet understand. Explaining it lets them integrate that knowledge into their future risk management.

The only downside is their confidence is high enough to terrify me! The job of containing and shaping that confidence, without damaging it gives me plenty of grey hairs.