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[-] MisterFrog@aussie.zone 1 points 23 hours ago

Part of the problem is that private health exists, but it can't cover you for anything other than hospital.

"Extras" aren't really insurance, it's a incentive scheme but you basically pay whatever you're using at cost.

The solution here is not to allow private health to cover the gap between Medicare and the out of pocket cost. The solution is to say, if you charge more than the rebate then it's 100% private, you won't get a cent of Medicare.

Watch as private healthcare absolutely bottoms out because they'll actually have to cover the whole cost, and therefore premiums will rise like crazy.

How we we afford this? We're already affording it. We subsidise private health, we pay insurance premiums. If you can convince people: oh hey, want cheaper health insurance? Oh hey, what's this? You can pay LESS in universal healthcare than you do in premiums!

Lots of people would go for it. A lot of us have private health insurance because of how the incentives are currently set up. We don't want it. Before the tax concessions no one wanted it.

You'd have to couple it with a massive investment in Medicare, completely removing all tax concessions for private health (which they should have never implemented in the first place). Better pay for medicos.

But we can damn well afford it now, just that it's politically difficult, especially with the corporate media, and everyone wanting taxes to go down (which I personally think is dumb as fuck).

We need to put private health in the bin where I belongs. Hybrid systems are shit.

this post was submitted on 15 Jun 2025
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