No. The people in the game have a vested Interest to keep home values high, and those not in the game don't have any skin in the game to offer a valued opinion to those already in it. It could be fixed, but it won't be because too many people are banking on the ever increasing value. Not to mention all those just getting in would be submarined by a loss of valuation. Their mortgage would probably immediately default as the value does not match the risk.

I don't own, I think the whole thing is rotten. Just a realist. It's never going to get better unless the government intervenes on everyone's behalf, and more than half the voting block would be pissed if they even hinted at doing something. That doesn't offer job security, and it's sad that's that is how decisions get made in this day and age. Good of the people, or good of the party, you can't have both...