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Payment app without Google in Europe?
(slrpnk.net)
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There aren't many available. It all depends in the bank implementing the whole stack instead of relying on the gwallet. I think there is a few German banks I don't recall the name and in Spain BBVA doing so.
As I don't live in either countries, I'm using Garmin Pay for the lesser evil.
Maybe N26? Also, do you know Wero? (I'm reading the alternativeto page linked by the other user here.)