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Microsoft pulls the plug on Windows 10 after a decade on the market
(www.windowscentral.com)
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What can happen if I just keep my old pc on win 10 without the security updates. I mean, it's just a basic steaming / gaming and project archive computer. I already have backup of the important stuff.
You can.
Question is "why"? Because these basic things you can do with Linux. And do it better, because Linux usually uses less resources.
And you get the needed security updates.
My main machines are on Linux (I'm on Nobara btw). This old computer store hundreds of old audio and video projects that would not work on Linux. So it's either win 10 or the infamous win 11.... I think I'll take my chance with win 10.
Exploit of vulnerabilities. Hackers continually try to break things. It could be a sketchy download, but also could just be a website you visit that sends certains packets to your PC that changes state of some other thing and then they inject the malware to monitor your passwords or banking session cookie or something.
If you never use that system for critical stuff you are probably OK, but if that system gets infected then the other devices on your home network will be the next target.
Might be worth trying bazziteOS with steam one day and adjusting Proton compatibility per game to see if you get all your titles working.
Luckily my steam library is all working with Linux, but I don't play triple A kernel anticheat games