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this post was submitted on 29 Aug 2023
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I am very much enjoying this cute phase Zoomers are going through at the moment where they "discover" things we all did 10 - 20 years ago and turn it into a social media trend. Like the dumb phone one that's also happening at the moment, with some young people rejecting smartphones in favour of flip phones Millennials used in high school.
But in all seriousness, this is actually a useful life hack if you are trying to restrict spending or live on a budget.
It is not their fault for not knowing, it is our fault for not teaching.
Maybe we just need to call it "budgeting hack", not "financial planning".
Yeah it's a good method but the "envelope" budgeting systemn has existed for decades.
What is old is new again, just with bloat on top.