513
Your estimated net worth
(media.piefed.world)
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this post was submitted on 05 Jan 2026
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If its an actual calculation considering all her assets and debts being $1.76 positive is a really good achievement especially for a younger person.
This means zero credit card debt, no car note, no mortgage payment, no student loans, or if there are any she has enough cash that she could pay them off and still have $1.76 left over.
You're from the US, aren't you?
(Yes, I noticed the "$" sign that makes the list quite narrow but there are many countries where people don't usually start deep in the red.)
I am, but so is the OP in the image so my statement still stands.
It's not going to contain all of that info, though. The bank isn't going to know the value of your assets, investments, etc.
There are services that attempt to do this by aggregating accounts, though.
This is the Chase app. Mine is negative six digits due to the mortgage, and it doesn't congratulate me. They do include Chase-issued credit cards and investment accounts, and try to encourage you to link your other accounts as well so it can include those and harvest your data.
It does not include the estimated value of your house, even though they included the mortgage.
That's really stupid. I owe about $65k on my home and it's worth about $225k. I have four paid off vehicles too. But all they would see are my debts and whatever money is in my accounts. My net worth is actually about $190k but it would show I'm negative $55k.
You can usually choose which accounts to add and add assets manually if you want but I think generally you don't want your primary residence in net worth. If you need a snapshot of what you can afford, you don't want to have to sell your home for it.
As I said "if", and I too think its unlikely, but it is possible. They may have a data agregator where the customer inputs their assets and liabilities, or it may be able to compare against only the bank's products. So if you have a single bank that you use for your credit cards, car loan, and personal checking account, it would have all of those exposed for calculations.
This is weird because I almost feel like this post was stolen from my account because mine was $11.76.
It was because I had overpaid my credit card somehow and they owed me a rebate of $11.76.
Chase didn't have any other money information on me except for my credit card and that's why that balance was there.