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Your estimated net worth (media.piefed.world)
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[-] village604@adultswim.fan 10 points 1 week ago* (last edited 1 week ago)

It's not going to contain all of that info, though. The bank isn't going to know the value of your assets, investments, etc.

There are services that attempt to do this by aggregating accounts, though.

[-] bus_factor@lemmy.world 28 points 1 week ago

This is the Chase app. Mine is negative six digits due to the mortgage, and it doesn't congratulate me. They do include Chase-issued credit cards and investment accounts, and try to encourage you to link your other accounts as well so it can include those and harvest your data.

It does not include the estimated value of your house, even though they included the mortgage.

[-] doingthestuff@lemy.lol 3 points 1 week ago

That's really stupid. I owe about $65k on my home and it's worth about $225k. I have four paid off vehicles too. But all they would see are my debts and whatever money is in my accounts. My net worth is actually about $190k but it would show I'm negative $55k.

[-] nomiya@sh.itjust.works 1 points 1 week ago

You can usually choose which accounts to add and add assets manually if you want but I think generally you don't want your primary residence in net worth. If you need a snapshot of what you can afford, you don't want to have to sell your home for it.

[-] partial_accumen@lemmy.world 4 points 1 week ago

As I said "if", and I too think its unlikely, but it is possible. They may have a data agregator where the customer inputs their assets and liabilities, or it may be able to compare against only the bank's products. So if you have a single bank that you use for your credit cards, car loan, and personal checking account, it would have all of those exposed for calculations.

this post was submitted on 05 Jan 2026
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