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Thoughts on Wero Pay (discuss.tchncs.de)

I know most people here are US, but I wanted to ask if anyone had experience with wero-wallet.eu?

On the grounds of sovereignty, it's exiting. But it's already made so many wrong turns in terms of independence.

  • The app is only available in first-party app stores. Not even a closed-source direct download on their website.
  • It's fully in play integrity/Apples keychain. With no statements about alternatives.
  • They have openly announced that they treat custom-roms as rooting/jailbreaking and deem it unacceptably unsafe for running the app.
  • This will probably keep being the blanket statement it always is. Doubt even Graphene with it's attestation will be accepted. And for some reason non-mobile clients are of course out-of-scope.

I wish there was at least a clear reasoning for what's safe/unsafe in this context. My fiat bank is blocking rooted devices, but for now tolerates all custom roms without relying on integrity API or a Google account if you don't try to use GPay. To my knowledge Paypal is completely ignorant about the runtime environment with no checks whatsoever. All the while, Wero seems to actively grasp for straws on reasons why you can't use it on any given phone. They even have special requirements for running on older devices (<A10).

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[-] sonstwas@sh.itjust.works 1 points 4 days ago* (last edited 4 days ago)

From my understanding it only adds an layer in front of your IBAN (either phone number or mail address). There are no additional features (like buyer protection) cause they aren't an payment processor themselves, it's only normal bank transfers (Echtzeitüberweisungen).

Edit: that's also why banks have to explicitly support it, whereas PayPal just works with any bank.

this post was submitted on 09 Jan 2026
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