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this post was submitted on 02 Sep 2023
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What everyone in this comment section calling out "10k isn't much" are failing to understand is that over 60% of the USA live paycheck to paycheck and don't have any savings to speak of. Extend that to the world and you would go pale.
Check your privilege and get educated.
https://www.cbsnews.com/news/paycheck-to-paycheck-6-in-10-americans-lendingclub/
https://www.lendingtree.com/debt-consolidation/paycheck-to-paycheck-survey/
Yea seriously thank you. I'm like mind blown that ppl don't think that's a lot of money. 10K would last me almost 2 years not working. I'm single, no dependents, my rent is cheap and I own my car. What's the deal here man? Why's everyone pissing on 10k as chump change? That's a lot of money man
How in the world are you able to live off $5k/year? My last months credit card bill was $2.6k and I don't even pay rent or tuition on my card. I'm also single with no dependents, own my own car, and have extremely cheap rent.
They are making shit up or leaving out the fact that they sleep on the floor with 4 other roommates in a single common room.
Lol I have my own apartment
No you don't. Not in any space the average person would be or should be willing to live in. Unless you mean you own the place.
Yes. I live in a 1b 1b I'm in the south. So cost of living isn't skyrocket like in California for instance. I also don't just 'accept' an outrageous price in rent. If an apartment cost 1100 a month for me to rent, then I'm going to a neighboring city for a lower cost.
Link a listing for apartments 420/mo.
I pay 800 and no. I'm not sending apartment listing I'm my area are you crazy lol
$800/mo is $19,200 over 2 years. So no, you can't survive almost 2 years on $10k.
So you just were talking out your ass. ๐๐
I pay around that per month, but that includes all of my expenses, including rent and other bills, not just credit card alone. Maybe the person you're responding to has kids or lives in a higher COL area or something.
In some places, rent alone might be that much though.
I don't know much about their situation, but one of my coworkers has kids in daycare and it seems insanely expensive to the point where they've recently needed to get a second job.
Rent for a 1b apartment is more than that in some cities in California.
Edit: I see this was responding to someone spending 2.6k just on their credit cards, apologies. When I just graduated, spending that much on a credit card seemed like a lot of money. Now, that's just average ... on one credit card (I have 3 ๐ ). Try having a family, traveling, or ... I don't even know, but life catches up with that pretty quickly.
It's not usually that high but it's not totally uncommon for me to spend that much a month. I usually try to keep my spending between $1,200-1,800/month but that doesn't always happen.