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How can I save my money in crypto privately and safe?
(lemmy.world)
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this post was submitted on 06 Mar 2026
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Privacy
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These are conflicting requirements, true for all valuables: more accessible is less safe, more secure is harder to access. The solution is to split up your money in levels.
Some hot crypto on your phone, like cash in your wallet. I keep about $100 of monero on my phone, ready to spend if I meet an accepting merchant.
Similarly, leave some hot crypto on the exchange if you trade regularly.
Some warm crypto on your pc, locked, secured, protected by dog and gun. This is like your checking account, ready to send to an exchange if fiat is needed on a rainy day.
Everything else in air-gapped cold storage. Bury the seed phrases and tell no one. This is your "savings account", the stuff you will hodl and pass on to your kin, with no plans to ever sell.