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this post was submitted on 14 Sep 2023
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Idk, but pulling out to leave their customers completely fucked probably isn’t the right answer. At that point, the rest of us pay the “insurance” through disaster relief, and we might as well just cover insurance with taxes nationally. Cut out the middle man and their cash grab entirely.
If they can’t figure out a solution that works, and keeps everyone covered, they simply shouldn’t exist since they aren’t providing the service they claim to.
I'm not sure there is much option - a bunch of risk which was once statistically independent isn't now, and therefore isn't the kind of thing where insurance can be financially offered at a low price. We're going to see either insurers stopping sales or much higher prices.
Ok, but again, then it should be nationalized and just paid as part of property tax, or a tax paid mostly by the rich who caused this problem in the first place, instead of generating profits for a company who exists for the sole purpose of generating profits by not paying out when stuff happens.