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this post was submitted on 14 Sep 2023
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I'm not sure there is much option - a bunch of risk which was once statistically independent isn't now, and therefore isn't the kind of thing where insurance can be financially offered at a low price. We're going to see either insurers stopping sales or much higher prices.
Ok, but again, then it should be nationalized and just paid as part of property tax, or a tax paid mostly by the rich who caused this problem in the first place, instead of generating profits for a company who exists for the sole purpose of generating profits by not paying out when stuff happens.