Not who you're replying to but l use a credit card for all automatic bill payments. If they don't accept credit cards or charge an outrageous fee I pay them through my online banking bill pay. Whether it gets to them via check or electronic funds transfer is their problem, not mine.
Building upon that... I use a virtual prepaid credit card. I know how much the bills should be, keep slightly more than that on the card, and I can block it with a single click from the bank's mobile app when I expect no bills.
Not who you're replying to but l use a credit card for all automatic bill payments. If they don't accept credit cards or charge an outrageous fee I pay them through my online banking bill pay. Whether it gets to them via check or electronic funds transfer is their problem, not mine.
Building upon that... I use a virtual prepaid credit card. I know how much the bills should be, keep slightly more than that on the card, and I can block it with a single click from the bank's mobile app when I expect no bills.