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What's the best financial decision you've ever made?
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this post was submitted on 08 Jul 2023
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Not OP, but... I took a pay cut years ago not as dramatic of a cut about 104k to 72k. I no longer had to drive to work but took a bus so I saved 90 miles (145 km) a day in driving. So I had a big savings on gas, and car, and with the time savings I could switch my kid to a regular daycare because I no longer needed extended hours. I had more free time to cook all of our meals so I had a big savings on food versus take out all the time. I also had the time to do work on my house versus hiring out. I cut back on vacation budgets but we had time to get out of the house and play at the parks and trails nearby every day. All and all a cut in income but a big increase in enjoyment in life. For savings I was able to save about the same between the two jobs.
Easy to believe that you improved quality of life and achieved some savings, but the other poster specifically cited improvements in financial health after >50% cut which has me puzzled