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I am sorry but this just sounds like today's society with nothing new added to it. You just said there won't be any middleman anymore. And just magiced away a lot of issues, which often are solved by the middleman.
The doctor's club would still need people to run the club. There needs to be someone your farmers can approach to find an available doctor. They can't just shout it into the wind.
Your farmers won't have the logistics to bring their food to the people. They won't know how much to bring where. They won't have the equipment to do so. And if you solve all of these issues they won't have enough time to farm anymore.
Universal healthcare isn't a new concept and doesn't require people to buy exclusive access.
And you still talk about compensation but based on your explaining money would be useless. Everyone has free access to these shared specialists.
Well, fair criticism aside, I didn't say money would be useless. The idea is if one doctor can see a thousand people a year, then a thousand people pool their money and hire their own doctor. Not an infinite service for finding a doctor. (Of course you're right they still need to find each other and then find that one doctor, which sounds like real middleman stuff) But sort of this less abstract relationship - as it is you pay thousands to health insurance, not a specific doctor, and then when you go to see a doctor they pop in for 5 minutes then off to the next patient.
Wasn't saying farmers would hire the doctor, was throwing out examples of services. Another one might be a neighborhood cafeteria - how many people can one or two people prepare lunch for everyday, then pool that many guests. Kind a very specific consumer coop.
If you see my other replies here I'm interested in universal healthcare. More was thinking about options because doesn't seem to be an intermediate step for how far away the U.S. at least is from universal healthcare.