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this post was submitted on 05 Nov 2023
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Privacy
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Here's how it works in the US, not sure about UK.
Most car insurance companies have an optional monitoring system. If you opt in, you'll be given a device to place in your car. This device sends data about your driving habits and location data to the insurance company. The company's algorithm rates how safely you're driving and gives you a discount based on that.
Telemetry Insurance. That part is up to the consumer, but the boxes exist in all cars now. They are usually reviewed after accidents to check the environmental conditions, like speed/braking, steering etc. Manufacturers have had to comply since the mid 2000’s and some took until the mid teens.
Unfortunately for a lot of new drivers in the uk it’s basically mandatory because non black box insurance is so damn expensive for young drivers now.