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this post was submitted on 07 Nov 2023
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chapotraphouse
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If most people stopped having kids, 401k would be useless. Old people still rely on labour of the young, even if it is abstracted.
True, but now you have a prisoner's dilemma situation where it's to the general benefit to have kids but not your personal benefit. So we're relying on other people's kids, or, as the high-income country birthrates decline and the equator continues to heat up, immigration.