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Do I really need a VPN or does DNS over HTTPS does the trick?
(discuss.tchncs.de)
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How do you access banking apps/websites with always-on VPN and permanent kill switch?
My banking apps and netbanking work just fine regardless of which country I am connected to. UPI (unified payments interface) requires an Indian IP, though. But I can still do everything while connected to my VPN provider.
None of my banking apps work with VPN even with a spoofed Indian IP. UPI works without issue for me as well.
The good one like Mullvad does not have a server in India. Do you recommend something as good as Mullvad for accessing UPI and strem vid apps?
I haven't used mullvad but I do use protonvpn. On my android phone icici banking app doesn't work even while being whitelisted. Prime video needs to be whitelisted but functions. Didn't find an issue with Netflix. Haven't tested other platforms.
Not OP, but back when I used Surfshark it had the ability to allow bypassing the VPN only for certain programs, IPs or URLs.
I mostly used it to get less latency with online games or getting access to them in the first place as often I'd encounter login servers that just didn't work though a VPN.
Thanks! I will look into my VPN client and see if it provides this feature.