I exaggerated a bit, the hospital was actually closer to a quarter mile and I didn't actually go because I didn't have insurance so I sure as hell wasn't stepping foot in an emergency room lol

Good news is that I have insurance now, so next time I'm in an accident, the ambulance ride is only $1000 and I only have to pay $8000 out of pocket at the hospital (with a $50,000/year max that they'll cover before it's on me again).

Good thing I'm spending $200/month on that coverage, whatever would I do without the $50 off at urgent care? (Where the base cost of a visit is $200). Kinda wild how you have to take the employer option is it's available or you get fined and if you aren't insured you get fined, and if you have insurance you still have to pay fines.