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I don't know how reliable SSD is compared to magnetic but I guess they do fail too. Good thing about SSD is that it doesn't have moving parts so at least one fewer points of failure.
Depends on how much writing you are doing. I think that if you're doing tons of writes all the time, HDD might edge out SSD, but it all depends on a lot.
Floppies were an entirely different beast. Instead of a disk failing every few years, a floppy disk that hadn't been used in a few months, in my experience, was about 50/50 if it was bad or corrupted in some way.