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this post was submitted on 04 Dec 2023
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Asklemmy
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I feel like you had additional context to this question that you meant to add, but just totally forgot.
As it stands, yes of course. If your house in condemned or otherwise subject to eminent domain, if your house is seized to pay creditors for non-mortgage debt (in some states), if somebody else has superior title to your home and you aren’t protected by being a bonafide purchaser, etc.
Natural disasters and other "acts of god" are becoming more relevant - especially as some states, like Florida, have more insurance companies pulling out. Flood insurance is often unaffordable too.
Wait, are Floridian companies really doing that? Do you have a source?
https://www.cbsnews.com/miami/news/why-homeowners-insurance-is-spiking-options-are-shrinking/
Climate change means worse weather and more storm damage. Insurance companies need to make money off the deal so they raise rates or stop insuring properties.
https://www.newsweek.com/florida-insurance-crisis-explained-1812418
That’s just one of the first I found, I’m sure there are more recent ones.
asdf
Which really highlights how stupid and funny the "act of god" line is
So has he just randomly decided recently that he wants to spend more time fucking up people's houses or is it maybe that it wasn't just collateral damage of some benevolent beings plans and maybe there's a a more concrete basis for why these weather events occur.
It is happening in California too because of all of the wild fires mostly.
Flood insurance is 100% unaffordable. Even insurance companies are subsidized by the government for flood.