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What are your "poor person" money life hacks? (lemmy.world)

submitted 11 months ago by return2ozma@lemmy.world to c/asklemmy@lemmy.world

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Let's get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.

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[-] Sagar@sopuli.xyz 107 points 11 months ago

I'm not poor but this always helps everyone. Wait for a while before you buy the thing off your shopping list. Wait for a week and reconsider whether you indeed need it.

If the answer is still yes, buy it. It is a must do for expensive things. Never break this rule for any massive purchase like a car or something!

[-] waz@lemmy.world 11 points 11 months ago

To add a light structure to this approach I always liked the "wait $100 a day" approach. Want to buy something that costs $300. Wait three days after you have decided you want it. Want to buy something over $1000, think about it for a couple weeks. A $50 impulsive purchase, maybe think about it over lunch.

[-] PP_BOY_@lemmy.world 16 points 11 months ago

With no offense intended, I don't think you're as poor as you think you are

[-] TheSaus@lemmy.dbzer0.com 3 points 11 months ago

Yea for me every extra hundred is at least a couple days, even a $20 item usually sits in the cart until i make a decision on if i actually need/want it enough to warrant it

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this post was submitted on 05 Dec 2023

307 points (96.9% liked)

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