Assuming I could survive that way, eventually my choices would be "become an exploiter" or "establish a worker's coop."

The owner class are parasites.

Most people are not in a financial position to start their own business. And in a sense, starting your own business in a best case results in a benevolent dictatorship. Every person makes mistakes and has blind spots. So one person should not be in charge of decisions controlling everyone's work.

I would encourage people to freelance or start a co-op, and I think in the long term large co-ops (like fortune 500 size) are the preferable path. But if we waited for bootstrapped co-ops to reach critical mass we'd be waiting hundreds of years. One thing I'm excited about is the Obran cooperative, because they look set to convert private businesses to co-ops at a relatively large scale.

From a government standpoint in the long term I think about businesses with more than one employee being required to use one person one vote governance. (not necessarily all direct democracy, for example it could be electing a board who appoints management) But we're a long ways away from that and it would be smart to move in phases to not destroy the actual value in existing corporations. So maybe some policies as a starting point would be: government funds for creating co-ops and converting co-ops, bidding advantage for co-ops responding to government RFPs and a requirement for corporations of certain size to have some minimum employee representation on their board.