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That sadly isnt viable for me as i do all my banking and have all my government ID, including drivers license, which wont verify on unofficial OS's 🤦
I don't know about the ID and drivers license, but banking is no problem as you do not root the phones anymore. You can even use the google wallet if you want. I think the only thing not there is the google safetyNez verification, even tho you can install apps through the playstore. So I don't know if the apps can determine if there on an official build or not.
Edit: Please take my words carefully as I'm only in the experimentation phase myself. All I really can say is: my banking app and PayPal work no problem
I have tried other roms, and nope those apps wont verify sadly.