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This is basically what drives the economy
(lemmy.world)
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this post was submitted on 28 Dec 2023
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And in places where the money doesn't 'expire' because it's illegal.
They charge a 'Maintenance free' of like $1/month every month until it is worth $0.
Tbf I am shocked they have not started charging overdraft fees on them because "Fuck consumers" is the American way.