Several years ago I made an ill-advised trip to the ATM in a strip club. My bank did the smart thing and cut me off, so I called the number on the back of the card but an automated recording told me they’re closed and to call back during business hours. Went home with enough money to still pay rent, but still needed to unlock the account, so I called first thing in the morning. The entire process was automated. “Press 1 if this transaction was from you or 2 if your card was stolen”.

Not sure if the automated system takes the night off, or if there’s just an extra rule that lies about it to help you avoid certain mistakes.