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this post was submitted on 08 Jan 2024
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Asklemmy
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You do realize that you've skipped about 70 steps, right? OP needs to figure out what currency the recipient wants, pick a wallet app (most of the ones people recommend are god-awful), install it, create a wallet, figure out how to store keys for the wallet safely (which is really not possible), figure out how to add funds to the wallet in the right currency, pay attention to the transaction to make sure the right amount of funds are being transacted... and each of those steps has a dozen substeps, and requires research in an industry that is constantly lying to people.
... plus, OP did not say that there was a QR code involved at all, that's a very odd assumption on your part.
You have to choose a bank, then you have to pick which credit card you want based on credit limits rewards and invest rates. Either go to that bank or install their app to activate your credit card. Then you have to store those numbers which are visible right on the cards and transmitted wireless safely(which is not possible), figure out how to pay off your credit card. Make sure there aren't any fraudulent charges, double, fees etc. And each of those steps has a dozen subsets, and requires trust in an industry that is ~~constantly~~ wait, never lies to people.
You sound like a boomer that still uses cash and doesn't know your phone has been able to be your credit card for the last decade.
OP already has a bank. OP has a problem to solve and instead of trying to help OP, you decided to act like a dick and just whine about how easy you think crypto is and how everybody else should think it's just as easy as you think it is.
By the way—you don't have to store your credit card number anywhere. If you lose your card, or it gets stolen, or somebody else manages to guess it, or any other form of loss or fraud happens to your credit card, the company will keep you safe. The concern with crypto wallets is that most of them are actual scams, if you install one from the wrong place you will lose every penny as soon as you add it to the wallet. If you store your key in the wrong place, you'll lose your money, and if you don't store it in enough places, you'll lose it and lose your money, but storing it in three secure places is basically its own fucking job.
And that's not even to mention stuff like death—death is a hard problem for most crypto wallets, because it requires you to trust other human beings with your payment info, and the only wallets that can handle that are social recovery wallets, which aren't even EOAs.
You have to be a fucking idiot to think crypto is anywhere near as convenient or straightforward or safe as traditional banking and credit cards.
I buy street food with bitcoin using 3 taps on my phone in 30s, but go ahead and continue your anti technology theater. Nobody actually using modern tech bitches and whines like those opposed to it. Bye bye boomer.
So you either pay an extra 20$ in fees to expedite the transaction, you're not actually using bitcoin but some bank equivalent where you never actually hold your own keys, or that 30s is impossible in my experience.
Nobody actually using bitcoin bitches and whines because there are only six of them and they're all neck-deep in the cult mentality promoted by the hundred thousand other guys who pump the culture to maximize their returns.