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My father did the same with a timeshare in Mexico. Every time he called to book a room they were full, even booking 8 months out. So he just stopped paying for it. They got mad and called him several times over the years.
Finally he said 'Fine, I want a room in 3 months time for 2 weeks. I'll even be pay all the owed fees.' "sorry we're full then" 'Ok, well then I'm never paying you a dime, stop calling me.' that was that.
As far as I know his credit was never hurt, but he's also got amazing credit so maybe it was enough to offset that hit.