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The numbers will determine your fate
(lemmy.world)
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this post was submitted on 15 Feb 2024
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Microblog Memes
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A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.
Created as an evolution of White People Twitter and other tweet-capture subreddits.
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- You are encouraged to provide a link back to the source of your screen capture in the body of your post.
- Current politics and news are allowed, but discouraged. There MUST be some kind of human commentary/reaction included (either by the original poster or you). Just news articles or headlines will be deleted.
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You're off on some of your measurements. FICO scores are based on only 5 inputs:
source
I already touched on that with the 16 different types of credit scores: source
You're right that underwriting is a whole career, but we're not talking about underwriting. We're talking about FICO credit scores. You're bringing in things that aren't credit score, but are factors that lenders use for determining loan worthiness and interest they charge, but that isn't FICO credit scores.
Myself and OP are talking about the price of apples here. You're asking me why an apple pie costs so much. Yes, apples are an ingredient in apple pies but not the only thing that influence the cost of the pie.
You are correct, I misinterpreted a bit. Sorry for confusion