1657
you are viewing a single comment's thread
view the rest of the comments
[-] ClefTheMouse@lemmy.world 2 points 2 years ago* (last edited 2 years ago)

How dare I choose to not get into credit card debt!

Having/using a credit card needn't cause you to pay a cent more than not using one.

If you just put on a credit card what you'd be buying in another way anyway, and then pay off your statement balance each month on your due date, not only do you not spend a single cent more (you'll never get charged interest this way), but you continuously build credit. The only difference will be that instead of paying for stuff the moment you buy it, you pay for all of your month's purchases all at once, at a later date.

I've never paid a cent of interest on any of my credit cards because I've done the above, and my credit score is over 800 as a result, today.

[-] FlyingSquid@lemmy.world 2 points 2 years ago

I get that and if automatic payments had been a thing when I was younger, I would have gotten a credit card back then. At this point, it's moot because I won't be working for the foreseeable future as I work with my daughter who is going through online school.

this post was submitted on 15 Feb 2024
1657 points (98.8% liked)

Microblog Memes

10232 readers
167 users here now

A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.

Created as an evolution of White People Twitter and other tweet-capture subreddits.

RULES:

  1. Your post must be a screen capture of a microblog-type post that includes the UI of the site it came from, preferably also including the avatar and username of the original poster. Including relevant comments made to the original post is encouraged.
  2. Your post, included comments, or your title/comment should include some kind of commentary or remark on the subject of the screen capture. Your title must include at least one word relevant to your post.
  3. You are encouraged to provide a link back to the source of your screen capture in the body of your post.
  4. Current politics and news are allowed, but discouraged. There MUST be some kind of human commentary/reaction included (either by the original poster or you). Just news articles or headlines will be deleted.
  5. Doctored posts/images and AI are allowed, but discouraged. You MUST indicate this in your post (even if you didn't originally know). If a post is found to be fabricated or edited in any way and it is not properly labeled, it will be deleted.
  6. Be nice. Take political debates to the appropriate communities. Take personal disagreements to private messages.
  7. No advertising, brand promotion, or guerrilla marketing.

Related communities:

founded 2 years ago
MODERATORS