Tldr, get a basic associates degree. Do more later if it will prove advantageous.

My perspective is from living in the US.

It's always worth going to a local community college, even if you have no idea what you want to do, and taking basic classes (writing, speech, etc.). You can come out with a general associates degree without any specialization, low cost, and learn a ton of skills that are broadly applicable in any profession. And if you decide to get a specialized degree later, those classes should transfer in, saving you time and money in the more advanced/specific degree. But there are currently lots of jobs that don't require a specific degree, or any degree at all.

I personally feel like much of my time in college was wasted. I spent 6 years in college (4 is typical) pursuing degrees because I felt pressured into going to college, rather than working some basic jobs, saving money, and figuring out what I wanted in life. I was fortunate to come out without debt (thanks to some fortunate scholarships and hard work), but also with no money, a 2-6 year lag behind all my friends, and a degree with very little earning potential that I've ended up never using. I was fortunate enough to stumble into a great career where we do look at what degree someone had on their resume, but only as a point of conversation - it's fun to see what studies someone had, and ask them to share what they learned. For the job, we don't care what the degree is or if they even have one.