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My plan is to crumble with it.
(lemmy.world)
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this post was submitted on 05 Mar 2024
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Who is doing this? This seems like a made up scenario. I don't know how retirement works in the US but here everyone gets a state pension, as long as they have paid taxes for a certain number of years. It's not much, imo it should be enough to live on regardless of the mistakes you make in your youth... I think we should all have the freedom to splash out when young and still retire, whatever the reason. I mean while, yes, the money technically comes from present day taxpayers, you paid your taxes in the past to pay for the last generation(s) of retirees... It works out.
In the US there's a form of state pension, but it's not enough to live on. The expectation is that you save for your own retirement.
I think you can just about survive on a state pension here but, yknow, you might not make it many winters because you won't be able to afford heating.
Made up scenario, are you joking? I can't even count the number of people I know personally who only care about short term satisfaction over their long term well being. There's an epidemic of people out there buying cars they can't afford, going on trips they can't afford, wracking up credit card debt and living paycheck to paycheck.
That's not what I'm talking about. I'm talking about people not saving and then specifically expecting that the state "make up the difference".
My point (which I admit I didn't make well) is that this is a false scenario because, in my experience anyway, A) you pay for your own state pension through taxes while you are working and B) everyone gets a state pension regardless of their personal pension.
No one is expecting more from the state specifically for them because they didn't save enough... Are they? I'm sure that people, like me, believe the state pension should be enough to live on, but for everyone, not just those who squander their savings.
I definitely misunderstood you, my bad. I'm also personally frustrated how my parents lived carelessly and got to live their youth care free(which was never an option for me) and now are putting pressure on me to support them. I'm trying my best to setup my own child for success and trying to figure out if I will ever be done with the painful grind of my 9-6.
We do have Social Security that gets paid into, but it’s not a whole lot and if Republicans get their way, they will siphon the money meant for our generation in order to fund frivolous things like walls.