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I'm working on it, ok?
(lemmy.world)
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this post was submitted on 30 Mar 2024
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Memes
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A meme is an idea, behavior, or style that spreads by means of imitation from person to person within a culture and often carries symbolic meaning representing a particular phenomenon or theme.
An Internet meme or meme, is a cultural item that is spread via the Internet, often through social media platforms. The name is by the concept of memes proposed by Richard Dawkins in 1972. Internet memes can take various forms, such as images, videos, GIFs, and various other viral sensations.
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Multiple times now, I've had people on Lemmy tell me that I am either not caring about my future or not caring about my child's future because I buy myself an occasional chai latte and her an occasional smoothie or some Taco Bell food.
I hate this idea that you should deny yourself any and all pleasures in life so that you can have a decent 10-20 end-of-life years when you retire. People made fun of the avocado toast guy, but suddenly now he's got the right idea?
I'm not going to have major retirement savings if I put the maybe $20 a month at most that this costs and it makes our lives a little less miserable right now.
Yeah, generally agreed.
I think more people should actually track what they're spending, though. Sometimes what feels like "just $20 every once in a while" isn't. A coworker of mine realized he was spending a lot more than he thought on fun food and drink when he actually added it up and put it in a spreadsheet.
Not saying that's you! But actually checking your spending in detail every once in a while I think is a good idea for everyone.
I definitely track spending. I'm just tired of people acting like that. I'm talking to someone in this very thread who is saying $7.99 for a Netflix account is not something you should pay for if you're poor as if not spending $7.99 a month to make your life a little better would cover any medical bills or car repairs or anything else that might qualify as an emergency.
Their reasoning was "I was poor once and I saved money and I did fine." Too bad they mentioned that they had a color TV when they were poor, as if you could still even buy a black and white TV in the last 20 years.
I really agree with you. There needs to be a balance between saving money and living your life.
I put $25/ week into a college savings account for my 4 year old. I do weekly for dollar cost averaging, rather than trying to time the market. I started it with a few $k and it's up to about $5k right now. It's tax deductible and is invested with a target date fund. Even if the investment only keeps up with inflation, that's $25k or so in today's money. Probably enough for at least a semester or two.
Taco Bell used to be what you bought because it was dirt cheap. Is it supposed to be a luxury now?
No, is basically dog food.