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Millennials are exhausted by working more for less.
(www.theguardian.com)
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idk man, i've found it vastly cheaper to buy lumber and build tables from that lumber, which are going to be vastly more durable than anything you can buy for that price.
You do need tools of course, but you might know someone that has some, or you can simply get into wood working, and start saving more money. They'll pay for themselves eventually.
PCs? You can often build those specifically to your needs, much cheaper than what can be found on the existing market. Especially for servers. Sure i spent 600 dollars on 36 TB of hard drives. How expensive is 18TB of cloud storage over the period of 5 years? (you might say 36TB* actually, but it's redundant for backup purposes. Trust me, it's worth it.)