I had an actual piggy bank as a kid, where I collected loose change.

My parents gave me a weekly allowance for doing chores. Although they would forget about it for months on end, and when I reminded them, they'd just give me a $20 bill to make up for it.

I mowed lawns to make money in the summer as a kid. Also did some farm work when I hit my teens.

I wrote checks for a lot of things as a teenager. Even wrote a few just to exchange for cash at the bank. I had a debit card, but the ATM charged a fee for withdrawals. Checks were free.

I joined the US military at 18 years old and their primary banking institution (USAA) would only do direct deposit paychecks, since they only had a couple physical locations across the US. It seemed very high-tech at the time because everyone else in the civilian world were getting physical paychecks they had to manually cash in at a bank. I could only reach my bank through their 24-hr hotline, and I needed to fax documents if they needed any paperwork signed by me. I used to get a statement in the mail for every paycheck, but they stopped that around 2007 or so. Now they're almost 100% online.

My dad just died a few months ago and I'm in the process of inheriting his house (my childhood home) right now. My wife and I have been living with him for the past 2 years because we couldn't afford a decent house in today's market. I actually needed a blank check for the closing on the house (I'm buying out my sister on her half of the inherited property - using the money I inherited from my dad) and USAA emailed me a PDF of their checks, since I haven't used one in over a decade now.

Oh, and I'm receiving a pension now. The military did away with pensions in 2017, opting for a 401K-like program instead. But I joined the military when pensions were offered, so I was grandfathered into their old pension program. I get a direct deposit into my bank every month for the rest of my life now, and I retired after only serving 20 years in the military.

Plus, they're giving me free medical and dental for life because I'm 100% disabled according to the VA. That also includes a monthly VA paycheck bigger than my pension! My wife is also 100% disabled by the VA, so she's getting the same medical/dental and pay deal. She was medically discharged from the military though, so she doesn't have a pension. I was almost medically discharged, but I was so close to retirement and could still do my job, so they put me on a medical waiver and let me coast to the end.

I'm only in a good place financially because of my military service. They really took care of me. Even gave me food and housing allowances on top of my regular paycheck, so I could afford to eat and rent a house wherever they stationed me. If not for my service, I would probably be stuck in the same position as every other Millennial/GenZ/GenA now.

Although it does help that I was fiscally responsible. I had a lot of military buddies who would blow their paychecks on booze, clubbing, women, and cars. Especially on cars. Then they leave the military broke and can barely get by. I was an introvert, so I pretty much stayed in my room and saved my income for decades.