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Americans be like
(lemmy.ml)
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this post was submitted on 22 Apr 2024
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I'm no fan of credit scores but let's not act like its the same thing as Chinese social credit
Do you think I made any of that up?
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course not credit scores actually exists and social credit does not since it was just a trial
Assuming you are correct it's still pretty crazy that they even considered anything even close to that.
Meanwhile insurance scores in the US gather all sorts of opaque behavioral data via data brokers. And the IMF even thinks you're browser history should influence your credit score.
Maybe, I don't live there. But a social score is absolutely insane.
China is having some of the same wages/productivity split problems that the us has and there’s a vein of thought that says it’s fixable with social incentive programs.
This isn’t 1984 evil authoritarian tankie shit, its liberal reform shit.
And as another reply to you mentioned, a lot of the “social” factors are reported to the big 3 credit reporting agencies through denials based on giant weird datasets anyway, so the “normal” credit score is a “social” credit score in disguise.
Incorrect, the Social Credit system was started in 2014 and intended to operate at full scale before 2020 but it's still not there, yet. It's been in use for over a decade, just not as much as the CCP wants it to be.