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How financially literate are Europeans? Not very - but who knows most?
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Apparently nearly 70% of US is religious, so I don't know why you'd be surprised about people believing in ghosts. I would even say you need a deeper understanding of the world to understand why ghosts can't exist.
Do spirits of souls stay as ghost according to us christians? I thought one of the core tenets are that souls get judged and then accepted to heaven or thrown into the trash heap or hell depending on reading