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this post was submitted on 26 Apr 2024
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Privacy
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OK but why is my state mandated minimum insurance nearly $90 a month for a Toyota Prius that I only drive like 30 miles per week?
My liability only plan was $55 in 2018.
I'm over 30 years old with no tickets or accidents on my record.
Maybe the whole data farming thing is being used as an excuse also, but this is bullshit all up and down.
I have never driven a car that tracks me, and I pay approx $50 a month for two cars.
My car is seven years older than me and basic traffic insurance is ~300€ (equivalent) per year.
How long you been with your current insurer?
I have been with mine 30 years. Still getting reamed
Sooo... shop around? Existing customers who show no indication that they will leave are prime candidates for reaming.
Oh i did. Everyone else is actually higher priced. Not kidding its insane. We are being made to pay for everyone else's habits. How a shared pool works i guess
Have you considered one of the alternative brokers which offer pay as you go liability coverage?
One example: https://www.withhugo.com/
I tried liberty, root, and allstate. They all wanted more than 800 a year for liability. Walked away from them and stuck with progressive as i have been with them for 30 years and liability with hem for is 600 due to my longevity. Comp&coll is what i had up til last year when they jacked it up from 699 to 2150.
Mr PoopyButthole lives in a state with a mandated minimum price. Can't you read?
I doubt it’s the price that’s mandated, they probably mean the state mandated minimum coverage.
Yes you are likely correct. It is I who cannot comprehend.