Maybe I missed the boat on why we do it this way, but I think one of the first things we need to do is decouple jobs from insurance. Not much sucks as bad as losing a job then simultaneously losing insurance (oh but cobra! No cobra is stupidly expensive for someone out of a job)

Wages would need to go up to cover what was lost, not to mention reaching a living wage, the pay still needs to cover cost of insurance. Also in that vein, our tax brackets need to rise, our current ones are outdated compared to inflation.

This soapbox goes on a ways, but that's probably enough for now.