Through my job I’ve knows two billionaires; one inherited it all through a business his father built, the other acquired it all through a business he built.

Neither seemed any happier than you or me; they travelled in more luxury, for sure, and their clothes cost a bit more; they of course also had multiple houses, which they couldn’t really use at the same time and one of them had an enormous yacht and private jets (plural). It all looked very fancy but I don’t know that their happiness increased commensurately.

I think once you have a roof over your head, food on the table and don’t have to worry about what the next year or two looks like, you’re 97% there. The last 3% is influenced by money, but not determined by it.