This has been a legal requirement by the government for a while, in order to combat counterfeit money. Many tools that work with images will complain about banknotes, even printers.

Also it’s not AI based and isn’t sending your image to a server. It’s checking for certain specific anti-counterfeit details of banknotes.

I think they're having you agree to what they've already been doing.

Photoshop’s newest terms of service has users agree to allow Adobe access to their active projects for the purposes of “content moderation” and other various reasons.

They want you to give up the goods to train AI, old art is bad art to them. Also, this:

This has caused concern among professionals, as it means Adobe would have access to projects under NDA such as logos for unannounced games or other media projects. Sam Santala, the founder of Songhorn Studios noted the language of the terms on Twitter, calling out the company’s overreach.