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this post was submitted on 11 Jun 2024
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Mildly Infuriating
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Just had my yearly car maintenance at the local VW shop. They've started passing on the credit card processing fees to the customer. It's only like 3 or 4%, but it made me use a debit card instead of a CC. Guess that's where we're at now.
On the one hand I completely understand and agree with businesses that do this. CC fees take a huge chunk out of your bottom line.
On the other hand, I'm less likely to go there a second time unless I really, really, really like your business.
For my barber, I will gladly pay in cash.
There's a convenience store that charged me the 3% at check out. I left everything on the counter and went the extra mile or so and went to a normal grocery store.
I think a law passed allowing businesses to do this now. Before they were bound by their agreements with pay processors. Typically they allowed a discount for cash, but not an extra charge for credit. The whole "$10 minimum for credit cards" wasn't supposed to happen, either.
Now the payment processors aren't allowed to enforce that type of rule.
Source: I read a similar comment elsewhere on the internet a couple of years ago, and that's what I remember from it.