You aren't wrong! My city has been doing it's best to set up bike infrastructure, but it's fragmented. Some bike routes lead to busy roads, and other multiuse paths begin and end "nowhere".

For me, safe bike parking works when I've reached my destination, but you are right, we need to be able to get to that destination!

While I personally don't think I have much use for a large, underground parking garage to put my bike, I'd like to see bike parking being made available in front of businesses.

I once took an entire day to ride around to look for places that have/didn't have bike parking so I could plot them on OpenStreetMap. I couldn't believe how many didn't have a bike rack. We're talking about well-known companies like Starbucks or Shopper's Drug Mart (Canada). Even some large plazas failed to put a single bike rack, which would have serviced several dozen small businesses.

The best thing we can do as individuals, is to play an active role with municipal planners, active transportation communities, development projects (public feedback), and local businesses. The more need we create for cycling infrastructure and alternative forms of transportation, the more pressure there is to implement them.