I am 40 and never had a phone bill to date! When I started working in a real job I was 22 and at that time cell phones were still not 100% a necessity. My job gave us a blackberry so I never had to worry. Crazy enough, I've been with this job for 18 years now and the job doesn't seem very secure these days so I opted to purchase a phone directly. I traded in my old work phone for a new Samsung and got a top of the line for like $400. I signed up for Google voice and got a free number and use my work phones hot spot if I go out to use it just as any other phone for the last 3 years now. Only issue I have is hot spot is battery intensive, and some accounts don't allow mfa with free voip numbers but whatever, free is awesome.

Yup. I can get away with prepaid 1GB/month for 3€ because I'm almost always near Wi-Fi and don't really need to use anything bandwidth when I'm not.

I also find it wild how some people will get an expensive contract that comes with a "free" phone, but then don't switch to an equal but cheaper contract (without a "free" phone) when the contract term expires, or at the very least renew the term so they get a new phone.

I've just been buying phones a model or two behind the latest generation. Bonus points for a refurbished phone. Saves a ton of money and they're usually not much less capable than what's new.