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A dictionary is more useful than Urban Dictionary
(lemmy.world)
A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. A showerthought should offer a unique perspective on an ordinary part of life.
It also depends on the circumstances. If I'm being threatened by an animal, including another human, I'd rather have even the granite rock than $20.