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this post was submitted on 09 Jul 2024
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United States | News & Politics
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I am going to take a wild guess and say that climate change is not the main factor for rising insurance rates...
Well, it certainly is in some places. But certainly not all, no. Florida for instance; something like 1/3 of the state would be under water if sea level rose by just 5'. Many insurers are already leaving the state entirely, because they can't charge enough to cover their payments. So, ???
from what I've read sea-level rising is a long, long term issue.
hurricanes on the other hand are expected to destroy thousands of homes, again and again, each year, from here out. we've poured so much heat into the atlantic there's not much else that can happen.
At the rate we're losing glacial ice, I think "long term" in this situation is likely on the order of 100 years or less. But yes, hurricanes are fucking Florida's shit up; it's quickly eroding coastal areas, and storm surges can end up flooding pretty far inland.
oh it's most definitely going to be a big problem because it won't just be florida, but yeah, it's gonna take time (not as long as they predicted but still half a centuryish) for that to inundate the lowlands. Until then, I suspect hurricanes will scour the place clean.
I dont think it would make a difference outside of the noise of all the other things. I get that the sea rising in Florida would be bad, but I dont think that would play a role in the next long time except on the houses directly on the coast.