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this post was submitted on 08 Aug 2024
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Privacy
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Notifications and Mobile Deposit are the 2 features from banking apps that I find compelling.
Can't do anything about mobile deposits, but for notifications, you could get the notifications emailed to you and your email app has push notifications.
I mean, they could offer it through the browser. All modern browsers have more than enough hooks and permissions control to do something as simple as take a couple pictures and make a basic request to a back end.
Though making nice things costs money, so...
Oh, of course they could do so, but they won't do it because they want you to use their app. They want you to use their app because they control it and can mine data from it more so than on a web browser. Take Cime, for example. It has all kinds of Google trackers in it.
i worked on someone's laptop recently that was set up for mobile deposits via web browser. they also had a bank-provided scanner, too, that worked with it. so it is possible, and it is being done.
Bold of you to assume my email app has push notifications
Actually, I am in that exact same situation, so I know exactly what you're talking about.
Depends on the bank and what kind of notifications you want.
Some banks only allow certain types of notifications to occur through the app.
Yeah, that is a good point.
I wouldn't want bank notifications emailed to me. Maybe a notification that I have a notification, but no real content. Email is incredibly insecure.
Yeah, that's a good point. Although I don't know of many banks that would send the actual notification through email, just a message that you have a notification.