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How crucial are banking apps? Your experience with them vs. browser banking? (lemmy.ml)

submitted 3 months ago by monovergent@lemmy.ml to c/privacy@lemmy.ml

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Banking apps seem to be a motif among things that don't play well with privacy ROMs. My bank's website does everything I could want out of it. I think I might be ignorant to something.

What about banking apps is especially compelling?
How often do banks put must-have features behind an app?
And should I be concerned that banks might move away from offering services through browsers?

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[-] lemmyvore@feddit.nl 3 points 3 months ago* (last edited 3 months ago)

Things you can't do with the website:

Login with biometrics. Wants password and 2fa each time. As it should, but it gets tedious, especially when I want to confirm online payments (which need to be confirmed inside the interface after you login).
No contactless payments. You can enroll a card into Google Pay but fuck Google, I don't want them seeing what I buy.
No notifications, hope the bank is willing to send SMS instead.
Bit more tedious to send money to someone because the website can't look up contacts by name, have to look them up separately and copy the phone number over.

this post was submitted on 08 Aug 2024

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